Backdating explain the
We need your request in writing and you must sign it.
Write to the Benefits Service, PO Box 3, Manchester, M15 5BA.
Answer: Backdating a car insurance policy is frowned upon by auto insurance carriers, not to mention considered insurance fraud in some states.
No matter how long you shop around for a backdated auto insurance policy, no reputable and honest auto insurance company will offer it to you.
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Saying that the auto insurance policy was in force before the actual date of purchase has potentially large liability consequences; it would leave auto insurers open to claims and other issues dating back before the time they agreed to accept you and your vehicle for coverage If backdating were acceptable, then what would stop drivers from purchasing car insurance only after it was needed due to an accident?
Auto insurers would have no adequate way to assess risk since they could be paying for damages done before they even took on the person as a policyholder.
target=https://com/articles/SB114265075068802118","logout Url":"https://com/logout? Why is backdating in the auto insurance industry a big no-no?It would put the insurer in a very precarious place.In all cases you must have good reason for not claiming sooner, throughout the period that you are requesting backdating for.It is up to you to show that you had good reason throughout the whole period.